How Do I Contact a Debt Collection Agency?

If you download Credit Karma and Experuan apps, you are able to see your credit report which will identify open and collection accounts. Google the company name and locate website with phone number

1. How do I get the collection agency to send a settlement letter dated for another day instead of today?

The collector is pushing so hard because it's close to the end of the month and he needs that money to be received so he can make his quota. Wait till about the middle of next month and send the collection agency a letter offering a pay for delete agreement. You did not say what the previous settlement was, but for a 3 year old debt, it should be less than 25%. Ask the collection agency to sign and return a copy of your letter indicating acceptance of your offer. When you get the signed copy, send them a money order. Always make sure you have any settlement agreement in writing and NEVER give the collector direct access to your bank account . .. or your credit card.

2. collection voice mails, should I call back?

its just cold calling, for get it

3. If the government banned the sale of meat to stop global warming would you go along with it or argue?

While you may have a point about meat production and consumption in principle, if the government banned the sale of meat it would be a drastic action that would disrupt food supplies severely as well as require a huge and impractical overhaul of agriculture. I think there are a number of interim steps that would head us in the right direction on several fronts; for just one example, there is research that is being done on collection of methane gas in a number of venues-landfill experimentation is going on in at least one major U.S. city with encouraging results, and although there was a lot of mockery of the research recently being conducted to collect methane from pastured animals, there is serious potential for collection of methane from confinement operations. If that could be done economically there could be huge environmental and economic benefits as it would start 'closing the loop' in agriculture; methane could be used to fuel farming equipment and/or grain driers. So my opinion is that before there is any debate about banning the sale of meat there are steps that can be taken to make it more ecologically friendly and sustainable. Interesting question though-there are not only environmental benefits to eating less red meat, but also health benefits-and there is the moral component that some people feel is significant in raising livestock in confinement.

4. There are a few Hadith in Sahih al-Bukhari which many have rejected. As a result, won't the entire collection become doubtful?

There is ijma (consensus) of sunni and shia scholars that the two books sahih bukhari and sahih Muslim are most authentic book after Quran

5. Hip-Hop heads what are 10 unsuspecting albums in your collection?

1.Evanessance-The Open Door and Fallen 2.Bill Cosby and The Salvation Army Band-Get Out My Life Woman 3.Linkin Park-Reanimation, Meteora, Minutes To Midnight 4.Alanis Morrisette-Jagged Lil Pill 5.Madonna-Like A Virgin 6.Counting Crows-Recovering Satellites 7.Gene Harris-Live 8.Maroon 5-Songs About Jane 9.Cold Play-A Rush of Blood to the Head 10.The Whatnauts-Introducing the whatnauts

6. How can I remove a paid collection report from my credit report?

You can not .That's why I do not advise people pay off collections that have already reached their report. You will have to wait seven years for that to go away. It's unfortunate that you wasted your money.

7. Why doesn't Apple Swift adopt the memory management method of garbage collection like Java uses?

It appears that Chris Lattner has provided a response on the swift-evolution mailing list: [swift-evolution] What about garbage collection? .Some of his most compelling points seem to focus on the target environment for Swift: More pointedly, not relying on GC enables Swift to be used in domains that do not want it - think boot loaders, kernels, real time systems like audio processing, etc.and:GC also has several *huge* disadvantages that are usually glossed over: while it is true that modern GC's can provide high performance, they can only do that when they are granted *much* more memory than the process is actually using. Generally, unless you give the GC 3-4x more memory than is needed, you will get thrashing and incredibly poor performance. Additionally, since the sweep pass touches almost all RAM in the process, they tend to be very power inefficient (leading to reduced battery life).So here we have two disparate domains that are implicitly mentioned here:"Low-level," "system" softwareApps for mobile devicesThe former is interesting because I am not sure how many developers are interested in Swift supporting that use case well.The latter is clearly the primary domain for Swift, which is why the second quote seems most compelling.I suspect the problem is that there are a lot of folks who would be interested in writing frontend server code in Swift because using any of Java, Python, C, Node, PHP/Hack, Go for such things has its own drawbacks. Generally, the RAM and power requirements of a server are much less of a concern than being productive in developing the server logic itself (and writing maintainable code). As such, Chris's primary arguments against a mark-and-sweep collector are less compelling to those who are excited about the server use case, which is why I think we will keep asking for it.

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